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Understanding Italy’s Elective Residency Visa (ERV) Income Requirements for Couples in 2025: Separating Fact from Fiction

Older couple reviewing visa documents together at an outdoor café table in a narrow Italian alleyway, with passports, a visa application folder, and a laptop in front of them.

⚠️ Misinformation Alert:

A number of online posts are falsely claiming that a “July 2025 court ruling” has changed or softened the income rules for Italy’s Elective Residency Visa (ERV). Let’s set the record straight.


🚫 What’s Being Claimed (Incorrectly)

Some recent blog posts and YouTube videos are stating:

  • A July 2025 TAR Lazio ruling overturned the €31K-per-person rule
  • The decision now allows couples to “combine” their income instead of meeting thresholds individually
  • This represents a major shift in policy, making the ERV more accessible

Here’s the reality: none of that is true.


🔍 What’s Actually True

No such July 2025 court ruling exists.
We searched official Italian court databases and legal records—there is no record of a decision matching that description.

The €31K-per-person claim is wrong.
The actual income rules for ERV have always allowed joint assessment for couples.

There’s no “new” policy.
The interpretation being described as new actually reflects existing guidelines.


📊 Real Income Thresholds for ERV Applicants

Applicant TypeOfficial Minimum Passive Income
Single Applicant€31,000–32,000/year
Married Couple€38,000/year (combined)
Dependent Children+20% for each child (based on base)

Official guidance from Italian consulates and legal resources confirms:

“A minimum passive income of not less than €31,000/year, plus 20% for a spouse and 5% per child.”

Sources: Italian consulates, Mazzeschi Law, Coco Ruggeri & Associates


⚖️ Real Legal Rulings That Actually Exist

While the July 2025 ruling is fictional, here are real court decisions that have influenced ERV interpretation:

  • 2023 TAR Lazio: Confirmed that private retirement funds and bank assets may count as valid resources—not just public pensions.
  • 2019–2021 TAR Rulings: Clarified documentation requirements and consular discretion but did not change the income structure for couples.

🚨 What Consulates Expect in Practice (2025 Reality Check)

Professionals handling dozens (or hundreds) of ERV cases confirm:

  • Most consulates expect far more than the official minimum.
  • Target income for approval is often €40,000–€50,000 per couple, sometimes more.
  • Applicants without a substantial buffer above the minimum face higher rejection rates.

As one ERV consultant put it:

“€38,000 may be the floor, but it’s not the comfort zone for most consulates anymore.”


❗ Why This Misinformation Matters

Believing in a phantom policy shift can lead to:

  • Submitting underfunded applications that get rejected
  • Planning international moves on false assumptions
  • Wasting time, money, and credibility with consulates
  • Missing real deadlines waiting for rules that aren’t changing

✅ What You Should Actually Do

  • Ignore the July 2025 “court ruling” rumors — they’re unfounded
  • Prepare for higher thresholds — aim for €45,000+ as a couple
  • Get professional guidance if your income setup is complex
  • Verify all info with your specific consulate — requirements vary by jurisdiction

🔑 What Counts as Acceptable Passive Income?

  • Public or private pensions
  • Long-term rental income
  • Investment interest and dividends
  • Annuities or trust distributions

Income must be:

  • Stable and recurring
  • Passive (non-employment)
  • Fully documented with translations and apostilles
  • Supported by at least 1–2 years of tax returns or bank statements

📅 The 2025 ERV Landscape: What’s Actually Changing

  • Higher scrutiny across major consulates (NYC, SF, London, etc.)
  • Longer processing times — often 3–6 months
  • Stricter documentation reviews
  • More denials based on insufficient financial proof

🧭 Bottom Line

There’s no court ruling in 2025 that changed ERV policy. Couples can apply jointly—as they always could—but you’ll need a solid income buffer, airtight paperwork, and a good understanding of consular expectations.

As always: if it sounds too good to be true in Italian immigration… it probably is.

📥 For checklists, guides, and real-world templates:
👉 Access The Vault →

Not legal advice. Just strategy from someone who’s been through the bureaucratic gauntlet.
— Colin, Exit Strategies

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